The Nigeria’s financial market regulator officially declared the preparation of the country to welcome Stablecoin companies, provided that they align with a clear regulatory framework designed to protect market integrity and empower its citizens.
The announcement was made by the Director General of Securities and Exchange Commission (SEC), Dr. Emomotimi Agama, at the first summit of Nigeria Stablecoin held in Lagos.
The summit, the first of its kind on the African continent, brought together political decision -makers, developers and actors in digital finance to trace the future of the regulated adoption of stablescose in the greatest economy in Africa.
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In a main address entitled “Building a regulatory framework for Stablecoin’s innovation: Nigerian perspective”, Dr Agama said that Nigeria was open to Stablecoin companies – but only in terms that favor financial integrity and long -term national development.
“When history documents the financial revolution of Africa, it will remain in the memories today as the moment when we have gone from potential to action,” said Agama.
He stressed that the position of the SEC does not only concern the adoption of digital assets for their novelty, but by ensuring that they serve the wider economic objectives of Nigeria, in particular to improve financial inclusion, reduce the costs of payment and stabilize the value for users exposed to volatile nairas.
Stablecoins as a blanket against volatility
Agama noted that stablecoins are increasingly used by Nigerian freelancers, traders and notified young people to escape inflationary pressures and effectively perform transfective transactions. While Nigeria’s digital economy becomes more decentralized, stablecoins have become a reliable means of securing and transferring value.
“The Nigerian digital economy is young, dynamic and more and more decentralized. Stablecoins play a central role in facilitating secure transactions without borders,” he said.
However, he recognized that the lack of local regulation has enabled certain bad players to flourish. With the deployment of new legal frameworks, the government hopes to separate the real innovation from fraud.
Isa 2025: The legal backbone of the future of Nigeria digital finance
Central of the new Nigeria Stablecoin policy is the law on investment and securities (ISA) 2025, a legislative upgrade that Dr Agama described as “forward”. The law grants the large-scale powers of the dry to supervise digital assets, including stablecoins, cryptocurrencies and decentralized financing platforms.
“ISA 2025 strengthens our ability to manage innovation in a responsible manner. It gives the legal clarity that industry needs, “said Agama.
The law also gives regulatory support to the SEC regulatory sandbox, a controlled environment where startups can test financial technologies under supervision. According to Agama, the sandbox has seen growing interest on the part of Stablecoin international companies looking for regulatory clarity on African soil.
Dr. Agama offered a daring vision of Nigeria not only to become a stable center for Africa, but also to position Lagos as the “capital of the Stablescoin in the world”. He called on developers, investors and financial institutions to think beyond national borders and to exploit regional trade.
“In five years, I want to see a Nigerian stablecoin fueling the cross-border trade from Dakar to Dar es Salaam. It is not only finance-it is the construction of the nation,” he said.
Industry leaders have praised the proactive position of the dry. Nathaniel Luz, president of Africa Stablecoin Network, described the summit and the regulatory posture for a historic moment.
“This is a pivotal moment for digital finance in Africa. Friendly regulation and strategic vision are exactly what emerging markets need,” said Luz.
He stressed that clear policies help eliminate fraudulent actors while attracting credible actors who can contribute to economic growth and financial stability.
What awaits us: “Crypto Smart, Nigeria Strong”
To strengthen its efforts, the SEC launches the initiative “Crypto Smart, Nigeria Strong” – a public engagement program focused on the construction of literacy and regulatory awareness among young Nigerians. The project will target schools, universities and online platforms, aimed at teaching the basics of digital finance, identifying scams and promoting a long -term investment culture.
This decision indicates Nigeria’s intention not only to regulate the summit, but also to co-create policies with its technological community, offering startups a siege at the table to shape the future of digital finance of the country.
