Worldcoin (now often called Global network) would be in discussion with Visa To integrate the features of the card into its self-to-use crypto portfolio, rather than “to fully bring payments by credit card to cryptographic wallets” in the traditional sense. These talks aim to improve the global portfolio by allowing features such as payments based on stables, the Ramps Fiat En Marche and access to the vast network of world visa merchants. This would allow users to spend stablecoins among traders who accept the visa, by effectively punctuating cryptocurrency with traditional payment systems.
The partnership, still in negotiations, is not finalized, and no official confirmation has been announced by one or the other of the parties. The objective seems to transform the global portfolio into a versatile financial tool – described as a “Mini bank account”– This supports cryptographic transactions, currencies and the integration of the Fiat, taking advantage of the Visa infrastructure. Visa explored the adoption of Stablecoin, as we can see in its previous work with USDC and Crypto.com, but this collaboration with World Network would focus on the widening of the utility of the Global portfolio Rather than directly introducing pay card payments into cryptographic wallets largely.
The potential partnership between Worldcoin (World Network) and Visa to integrate credit card type features in the global portfolio could have large impacts through the cryptocurrency ecosystem, traditional finance and wider society. By connecting the global portfolio to the global visa network of more than 130 million merchants, users could spend staboins transparently in daily transactions. This could make crypto a practical alternative to Fiat for millions, accelerating traditional adoption.
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Visa involvement could legitimize stablescoins as payment method, based on its previous work with USDC and Crypto.com. This could encourage other financial giants to explore cryptographic integrations, by amplifying the trend. The partnership could serve as a model for the mixture of traditional finances (tradfi) with decentralized finances (DEFI), offering Fiat and Offs ramps and exchange capacities (FX) in a single portfolio. This hybrid approach could reduce friction for users who pass between Fiat and Crypto.
World Wallet’s ambition to become a “mini bank account” could make it possible to allow non -banished or under bench populations, in particular in regions where the visa is widely accepted, but banking infrastructure is limited. Users could manage crypto, Fiat and payments without traditional bank accounts. Stablecoin transactions via the visa could reduce costs for payments and shipments of cross -border funds by bypassing intermediaries such as banks or money transfer services, which often charge high costs.
Existing cryptographic wallets (for example, Metamask, Wallet Trust) and payment providers (for example, Paypal, Mastercard) can face pressure to innovate or associate in the same way, potentially arousing a wave of competition and consolidation in the Fintech space. The news of the partnership has already led to a price increase of 10 to 13% for the WorldCoin WLD token at the end of March 2025, reflecting market optimism. If it is implemented, increased utility could support or increase demand, pushing the higher WLD value (for example, analysts suggest a potential escape greater than $ 1.00 compared to its range from $ 0.80 to $ 0.93).
An improved portfolio feature could attract more users to wider offers in World Network, as ID of the world and global catReinforcing its ecosystem and its competitive advantage against rival projects. The global portfolio could evolve towards a complete financial center, supporting Stablecoin payments, Fiat conversions and FX trading. This is aligned with World Network’s vision of a connected portfolio strategy, potentially establishing a new standard for cryptographic portfolios.
The integration of the visa infrastructure could stretch the World Network blockchain (or its dependence on platforms like Ethereum or Solana), requiring robust scaling solutions to manage the volume of transactions without compromising speed or cost. Success here could inspire other financial tools based on blockchain, such as verification of decentralized identity for payments, taking advantage of the World ID biometric system. A high -level partnership with VISA could draw the attention of regulators around the world, in particular given the collection of controversial WorldCoin biometric data. Compliance with laws such as the GDPR (already a challenge in Europe) and anti-flowage (LMA) regulations will be essential.
The combination of visa payment data with the WorldCoin IRIS scanning identity system could raise concerns among privacy defenders. Any mismanagement of biometric or financial data could lead to legal buttress or obstacles, undermining confidence. While the Stablecoins gain ground thanks to this partnership, governments could accelerate efforts to regulate them, have an impact on their use and the scope of the partnership. If stablecoin payments become as easy as slipping a visa card, consumer dependence on cash or traditional cards could decrease, reshaped spending habits worldwide.
Although the partnership can improve financial access, it could also exacerbate inequalities for those who do not have smartphones or internet access, limiting which benefits from this innovation. Visa approval could soften skepticism about cryptocurrencies, positioning them as reliable and practical rather than speculative or fringes. Visa historically balanced the enthusiasm of cryptography with prudence (for example, its skepticism in 2023). A strategic pivot away from this partnership could leave the global network in limbo. Cryptographic markets are notoriously volatile. Even a successful partnership may not protect WLD or Stablecoins from wider slowdowns, affecting user confidence.
The WorldCoin-Visa partnership could redefine the way crypto integrates into daily finance, adoption, improving the usefulness of World Wallet and the value of WLD value. It promises significant advantages – financial inclusion, lower costs and transparent payment experience, but also includes risks linked to regulations, confidentiality and execution. The impact will depend on successful negotiations, technical implementation and navigation in the complex interaction of crypto and traditional finance.
