Ethereum (ETH) soared 15.83% to $3,432.19 during the July 11-17, 2025 week, capturing market attention, per CoinMarketCap data as of July 17.
The rally was fueled by $2.1 billion in spot ETF inflows, with BlackRock’s ETHA contributing $510 million on July 16, according to SoSoValue.
The SEC’s July 14 approval of staking in ETFs, yielding 2-4%, boosted institutional interest, with 28% of ETH’s supply staked.
The Pectra upgrade, enhancing scalability, and a $60 billion DeFi TVL further drive optimism.
X posts highlight a breakout above $3,300, targeting $3,800 by Q4 2025.
However, an overbought RSI at 78 and Solana’s low-fee competition signal risks, with support at $3,200-$3,250.
ETH’s surge, outpacing Bitcoin’s 8.5% gain, underscores its DeFi dominance, though profit-taking could trigger a pullback.
Yet, behind this headline-grabbing move, there is another story quietly unfolding that offers investors a chance to get in early on a groundbreaking decentralized finance (DeFi) project.
Mutuum Finance (MUTM), currently priced at just $0.03, is rapidly advancing through its presale, with 87% of its 4 billion token supply already sold and over 13,800 holders onboard.
Backed by a strong CertiK audit scoring 95 on Token Scan and 77.5 on Skynet, plus a growing community of 12,000-plus followers, MUTM is shaping up to be a major player in DeFi’s next chapter.
Revolutionising stablecoins with security and control
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What sets Mutuum Finance (MUTM) apart in the evolving DeFi space is its upcoming stablecoin model, engineered to deliver both long-term stability and on-chain transparency.
Once live, this stablecoin will be minted solely through overcollateralized loans backed by Ethereum (ETH)—ensuring that each token is transparently supported by locked value.
Issuance will be governed by smart contracts with predefined caps, helping to minimise inflation risk and promote sustainable supply control.
Unlike conventional models, Mutuum Finance (MUTM)’s future stablecoin system is being designed to automatically burn tokens upon loan repayment or liquidation.
This real-time, algorithmic supply adjustment aims to keep the stablecoin closely pegged to $1, thereby reducing volatility and safeguarding users against depegging events.
By leveraging ETH’s credibility and fully automated smart contracts, Mutuum Finance (MUTM) plans to deliver a decentralized and self-regulating monetary layer.
In addition, the protocol will introduce mtTokens—interest-bearing representations of deposited assets.
Once launched, these tokens will accumulate passive yield automatically, with optional staking for enhanced rewards.
Investors won’t need to manually claim interest, making this feature particularly appealing for those seeking low-maintenance income streams.
Mutuum Finance (MUTM)’s platform is designed to support two distinct lending approaches.
The Peer-to-Contract (P2C) model lets users supply bluechip assets to pooled smart contracts and receive mtTokens that automatically accrue interest.
For example, depositing $10,000 worth of USDC will return 10,000 mtUSDC tokens, which earn an 8.5% APY—translating into about $850 in passive income over a year without ever selling the underlying BTC.
In parallel, the Peer-to-Peer (P2P) system isolates higher‑risk memecoins like FLOKI and SHIB, allowing users to negotiate individual loan terms.
A borrower locking $5,000 worth of FLOKI at a 20% loan‑to‑value ratio can let him access $1,000 worth of USDC, repayable in 21 days at an 18% APY.
Both models will be fully live on Layer 2, offering diversified earning and borrowing options that highlight the protocol’s powerful income‑generating mechanics.
Adding to the momentum, Mutuum Finance (MUTM) is running a $100,000 giveaway with ten winners receiving $10,000 worth of MUTM tokens each.
With only 13% of Phase 5 tokens left, and the price scheduled to rise by 20% to $0.035 in the next phase, the opportunity to buy in at this discounted level is closing fast.
Investors looking for solid DeFi innovation combined with attractive financial incentives will find Mutuum Finance (MUTM) hard to ignore.
Investment example
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Analysts already recognise Mutuum Finance (MUTM)’s potential.
A seasoned strategist who accurately forecasted Solana (SOL) reaching $250 is now predicting that Mutuum Finance (MUTM) could surge to $0.50 by Q2 2026 — a remarkable 16.6x gain from the current Phase 5 presale price of $0.03.
Take the case of a strategic investor who converted 2 BTC (worth approx. $120,000 at the time) into Mutuum Finance (MUTM) during Phase 2, when the token was priced at $0.015.
With the presale now in Phase 5 at $0.03, he has already doubled his portfolio, 2x gain or 100% ROI. But that’s just the beginning.
When MUTM hits its expected listing price of $0.06, his position would yield a 4x return — turning $120,000 into $480,000.
And if the analyst’s forecast of $0.50 materializes by 2026, that same position could balloon to over $4 million, marking a 33.3x return from his entry point.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://mutuum.com/
Linktree: https://linktr.ee/mutuumfinance
This article is authored by a third party, and Invezz does not endorse or take responsibility for its content, accuracy, quality, advertisements, products, or materials. Readers should independently research and exercise due diligence before making decisions related to the mentioned company.
