While traditional finance warms up towards the blockchain, a new Ripple report highlights growing banking investments in digital assets.
From financing to an early stage to quantum-security tokenization, world banks are reshaping their role in the evolution of the financial landscape. The discrepancy indicates the blockchain transition from experimental technology to strategic infrastructure.
Banks go beyond the pilots and tests
Between 2020 and 2024, the world’s banks made 345 investments related to blockchain. A new RIPPLE report reveals how traditional finances quickly enter into the space of digital assets. These agreements show that banks see long -term value in blockchain infrastructure and tokenization technologies.
Primary institutions like JP Morgan, Goldman Sachs and Sbi Group have become aggressive investors at the start of the stadium. Most of their offers have focused on seed sessions and financing series. This reflects a desire to support fundamental projects aligned with long -term digital financing strategies.
In Brazil, Cloudwalk has obtained more than $ 750 million from Banco Itaú, BTG Pactial and Banco Safra. The company uses the blockchain to rationalize interior payments and has since extended to US finance in Cloudwalk represents one of the biggest blockchain investments by traditional banks.
Germany Solaris raised more than $ 100 million in 2024 with the participation of the Japan SBI group. The company launched the first place to trading digital assets regulated in Germany and a security token platform. SBI then acquired a majority participation in Solaris to extend its European footprint.
Another major agreement came from the round of $ 1 billion in Nydig in 2021, supported by Morgan Stanley and Massmutual. This funding helped extend the Nydig Bitcoin institutional platform, although the project was removed in 2024. However, Morgan Stanley quickly pivoted by offering Bitcoin ETF via Blackrock and Fidelity.
Despite a slowdown in 2022 and repercussions of the collapse of the FTX, the banking activity rebounded slightly in 2024. Although the number of transactions has decreased, the total value of the agreement increased from one year to the next. This suggests a transition from experimental investments to more strategic games with higher issues.
The G-SIBs show a careful but committed participation
World banks of systemic importance (G-SIBS) participated in 106 blockchain agreements during the same period. These included 14 mega-rounds and many partnerships with cryptographic companies. G-SIBs have largely avoided complete acquisitions, opting for agile collaboration models.
Key companies supported by G-SIB include Talos, Fnality, Partiary, Hqlax and Tradewaltz. These startups focus on institutional quality trade, tokenization, wholesale payments and the digitization of the supply chain. Their platforms are aimed at approaching the real world’s pain in global finance.
FNALITY builds interbank payment rails using digital money supported by the central bank. Talos connects institutional traders to the exchanges of crypto and over -the -counter offices. Partiary allows real -time cross -border establishments via a large shared blockchain book.
Quantum token in the next border
HSBC is distinguished by its daring movement in the applications of quantum-security blockchain. In 2024, he piloted token gold using post-anti-quantum cryptography and the generation of quantum random numbers. These technologies aim to protect digital assets from future quantum computer threats.
HSBC launched the gold token for retail customers in Hong Kong in March 2024. The token offers a fractional property of physical gold via a regulated blockchain platform. This marks a major step to provide token assets to everyday investors.
These innovations reflect an increasing belief that tokenization improves liquidity, accessibility and efficiency on the financial markets. Fractional property models widen access to investments through demography. The institutions are positioned to capitalize on this change.
High -level banks build proprietary digital asset systems like Kinexys from JP Morgan and HSBC Orion. Meanwhile, regional banks form partnerships with Fintech or join shared infrastructure projects. A survey in 2022 has shown that 11% of US community banks plan to offer cryptography services.
As the competition intensifies, more banks are likely to follow the step. Blockchain is no longer an experimental edge case. It becomes a central element of modern financial infrastructure.
Post-world banks double on the blockchain: from investment to quantum security appeared first on Beincryptto.
