How Much Would Your $10,000 Be Worth Today if You Had Chosen XRP Over Ethereum (ETH) or Shiba Inu (SHIB) 1 Year Ago?

By now, the narrative is different for every item. After rising to a three-year peak of $4,108 in mid-December 2024, Ethereum has dropped dramatically and now trades around $1,829.58. Consequently, the initial $10,000 worth of ETH is now worth $5,494.23—a $4,505.77 annual loss. Conversely, Shiba Inu made a modest comeback in December 2024 and closed at $0.000034. The original outlay at that period would have been $12,287.67. Still, SHIB has also significantly suffered; it trades at barely $0.00001243. That results in a meager $4,429.23 for the $10,000 investment, causing a $5,570.77 loss over 12 months.

Now, consider XRP instead. XRP peaked at an astounding seven-year high of $3.40 in mid-January 2025, boosting the original investment to $57,267. Those 16,843.52 XRP tokens are now worth $35,202.95—showing a gain of more than $25,000 from the original $10,000 investment even after a recent drop that reduced their price to $2.09. XRP has increased by 281% since the late 2024 U.S. elections, ranking highest among the three for long-term investors. Although XRP’s performance last year was remarkable, forward-thinking investors are now looking at what could be the next major mover—and suddenly takes center stage.