1. What is IndusInd Bank’s share price today?
As of now, IndusInd Bank shares are trading at Rs. 800.70, showing a marginal dip of 0.17% from the previous day. The price has been volatile after the Q1 results were declared, with investors reacting to the sharp drop in net profit. The Rs. 800 level is seen as an important support zone in the short term.
2. Why did IndusInd Bank’s profit fall 68% in Q1 FY25?
The steep 68% decline in profit, from Rs. 2,124 crore to Rs. 684 crore, was mainly due to one-time expenses related to the merger with Bharat Financial Inclusion Ltd (BFIL). The bank had to absorb goodwill amortisation and integration costs. While operational income was stable, these charges severely impacted net earnings.
3. Is IndusInd Bank a good stock to buy after the Q1 results?
Investors should be cautious in the short term due to weak earnings and pressure on the stock. However, long-term investors may view the drop as a buying opportunity if they believe in the bank’s strong retail and corporate loan books. Analysts expect the stock to recover once merger costs stabilize.
4. How did IndusInd Bank perform operationally in Q1 despite the profit fall?
Despite the profit decline, IndusInd Bank reported stable net interest income (NII) and strong loan growth in both retail and corporate segments. Deposits rose, and asset quality remained controlled. Core operations are still sound, which indicates potential for recovery in future quarters.
5. What should investors watch for in IndusInd Bank’s next earnings?
Going forward, investors should monitor how the merger integration progresses, and whether the one-time costs are fully absorbed. Improvement in margins, cost control, and continued loan book expansion will also be critical indicators of a rebound. Analysts will look for normalized profit levels by Q3.
