XRP is holding steady at $2.16 and still dominates the global payment narrative. Designed for banks and remittance services, XRP processes fast, low-cost transfers with fixed supply mechanics. Almost all of its 100 billion coins are already in circulation, giving it predictable tokenomics that traders trust.
Big legal hurdles are now mostly behind it. In July 2023, a U.S. court confirmed that XRP sales on exchanges aren’t securities. Then in May 2025, the SEC dropped its appeal, clearing up a massive roadblock for U.S. expansion.
Ripple is still facing a $125 million fine related to institutional sales, but talks appear to be winding down. As uncertainty fades, XRP stands out as the fastest-growing crypto to buy, especially for those betting on real-world use and growing regulatory support.
