The departure of Jed McCaleb from Ripple in 2014 has long been speculation. Many thought it was the end of his involvement with the company, but what happens if it was not a break? What if Jed’s split was a strategic decision, part of a bigger plan to create a parallel blockchain system?
Ripple & Stellar: Split it was not a division
Jed McCaleb, one of Ripple’s co-founders, was the key to the design of the first XRP frames. He helped build the architecture of XRP and contributed to the initial success of Ripple. After a few disagreements, Jed McCaleb left Ripple in 2014 and quickly started Stellar (XLM).
While many thought it was a break, timing is more like a planned movement. This happened when Ripple grew up in the world of great finances and global payment systems.
Finally, if we look at the time of Jed’s departure, he aligns himself perfectly with the institutional expansion of Ripple, the rise of the ISO 20022 standard and the discussions of global financial organizations such as the IMF, the bis and the WEF on the future of payments.
This suggests that Jed did not leave; It was deployed to launch the second half of a global payment solution.
XRP and XLM: complementary, not competitive
The XRP of Ripple and the XLM of Stellar have never been rival; They were two parts of the same world plan. XRP focuses on improving liquidity, activating cross -border payments and supporting digital currencies of the Central Bank (CBDC) in the financial sector.
On the other hand, Stellar is working on the implementation of blockchain technology to poorly served communities, humanitarian efforts and retail transactions for retail.
Strategic partnerships on both sides
Ripple and Stellar both obtained powerful partnerships. Ripple works with major financial institutions such as Bank of America and SBI, supporting international banking systems.
Meanwhile, Stellar is closely linked to humanitarian projects, the United Nations using it for help based on blockchain and Franklin Templeton using it for token operators.
The release of Jed McCaleb from Ripple was not an accident; It was part of a well -timed plan. While Ripple focused on the institutional side, the Stellar project of McCaleb decided to bring the power of the blockchain to the people.
