Transaction charges are a major consideration while selecting a payment platform, and they are widely different for Google Pay and PayPal.
Google Pay provides feeless UPI-based domestic transactions, a major plus for Indian users. For credit card payments, though, Google Pay imposes a nominal 1.5 percent charge, so it is an affordable choice for occasional credit card payment users.
PayPal, however, charges a fee of approximately 2 percent for domestic payments through credit or in India. For international transactions, the charge is higher, beginning at 4.4 percent plus a fixed fee of US$0.30, depending on the currency. These charges add up fast, especially for international transfers, and make PayPal a more costly option than Google Pay for domestic use.
