Decentralized finance (DEFI) is based on the potential of cryptocurrency, but decomposes when prices fluctuate a lot. The stablecoins are therefore central in this space because they offer a stable value to lend, borrow or widen. Aave and compound platforms rest strongly on USDT and DAI to maintain constant yields, users deposit $ 1 today and receive $ 1 tomorrow, with interest.
The total value of locked deffi reached $ 200 billion in March 2025, with staboins propelling half of this mountain. This stability attracts investors opposed to risks, filling the pot and attracting new faces in the crypto sphere. The more important, the more the market swells with it.
Governments are wary of crypto, worried about chaos and crime. Stablecoins calibrate this surveillance. Attached to Fiat, there are fewer jokers and more digital cash regulators can wrap their heads. The United States has published more transparent Stablecoin rules at the end of 2024, forcing issuers like Circle, the AUDC parent company, with audited.
Compliance grants legitimacy, inviting banks and legislators to play ball. A London Think Tank report believes that policies that respect Stablescoin have the potential to double the adoption of cryptography by 2027. When the proceedings say yes, the market ceiling is higher.
