As the prices of several cryptocurrencies in accordance with ISO 20022 are falling, it may seem that the market is blocking. But according to an crypto influencer, it is not a sign of failure, it is a hidden opportunity.
ISO 20022 is a common messaging format for financial systems. He uses a clear and structured language (based on XML) so that banks and payment providers from around the world can easily understand and share information. This makes it more precise and more effective transactions.
Launched in 2008, ISO 20022 now replaces older systems like Swift, and its impact reaches crypto. The documents following this standard could be more easily adopted by banks and financial institutions. If major cryptos like Bitcoin and Ethereum had to integrate ISO 20022, this could bring traditional digital finances and assets together.
The world is preparing to live fully with ISO 20022 by 2025. Several best crypto projects are already aligned with ISO 20022 or working closely with partners who are aligned with them.
What are the parts in accordance with ISO 20022?
XRP (RIPPLE) leads with more than 300 financial partners for rapid world payments. XLM (Stellar) focuses on cross -border transactions and financial inclusion. XDC (Xinfin) brings blockchain to trade funding, while Algorand (Algo) offers a green and evolving solution attracting institutional support.
Iota is built for the Internet of objects and machine machine payments. And Hbar (Hedera), supported by large companies, is designed for secure and regulated environments. Together, these projects pave the way for the next generation of global finance.
Why this decrease could be a gold opportunity
These parts are designed to support the new generation financial system. The recent drop in their prices is not a sign of failure, but it more likes a “temporary discount”. Although the real infrastructure is still under development behind the scenes, this drop is probably only a distraction. For long -term investors, this could be an intelligent buying opportunity rather than something to be feared.
ISO 20022 should fill the gap between crypto and traditional finance by making transactions safer, faster and more effective.
For compliant projects, ISO 20022 provides better compatibility of the system, a drop in risk of fraud and stronger links with global payment networks. As more than 70 countries adopt the standard, coins aligned with standards can gain greater use and greater confidence, in particular institutions.
