XRP finally exceeded the $ 3 mark after diving below for the first time this month. With growing chances of falling Fed rates in the United States and growing hopes for an XRP ETF, experts now say that the token could reach $ 4 before 2026.
Let’s fall!
XRP price today
XRP recently jumped at $ 3.01, earning more than 7% in one day. He briefly plunged below $ 3 during the volatility of the market but quickly rebounded, showing strong confidence of buyers.
This decision is more than a simple price increase. For a long time, $ 3 was considered a barrier. Now the market is starting to treat it as a new foundation, not as a ceiling, which XRP can rely. This change of mind could open the door to much higher price targets.
Fed crop rate in September-2025
The federal reserve has not reached interest rates in months, keeping them between 4.25% and 4.50% since December 2024. But things could change soon.
As a disappointing report of American jobs in July 2025, increased the chances of a drop in rate in September from 37% to more than 83.5%, according to the CME Fedwatch tool, and this counts for XRP.
A drop in Fed rates could lead more money in the crypto, especially the parts that are already showing strength. XRP is now on this list.
The overvoltage of the approval ratings of the ETF XRP ETF
Another major reason behind the upward atmosphere is the growing possibility of an approved XRP by the end of 2025. According to Polymarket, the chances increased to 87%.
Adding to that, Nate Geraci, president of Novadius Wealth, thinks that Blackrock could be the one who throws him. With an executive framework of BlackRock Crypto to speak at the next Swell conference in Ripple, expectations to warm up.
XRP price prediction: $ 4 to $ 7 before 2026?
With the softening of economic data and the XRP holding hard above $ 3, market observers believe that an escape around $ 4 or more is very likely. An XRP community on Reddit even predicts that XRP could increase to $ 7 before 2026, especially if the request increases before the Fed move.
If the momentum continues and the Fed fed soon, XRP may not test its top of all time; He could define a new one.
